A Comparison of OSHC Providers in Australia

Tuesday 27 June 2023
Finding the Right Coverage for International Students
A Comparison of OSHC Providers in Australia

As an international student planning to study in Australia, one essential requirement is obtaining Overseas Student Health Cover (OSHC). OSHC ensures that you have access to medical services and treatments during your stay in Australia. This is also a requirement of your Student Visa conditions. With several OSHC providers in the market, it's crucial to understand and compare their offerings to make an informed decision. In this article, we will explore and compare the features of various OSHC providers in Australia, empowering you to find the coverage that suits your needs.

CBHS Health:

CBHS is a not-for-profit fund. CBHS OSHC offers comprehensive coverage tailored to the needs of international students. They provide coverage for medical services, hospital treatments, and prescription medications. Additionally, CBHS offers a user-friendly online platform for easy claims processing and access to a network of preferred healthcare providers. CBHS has a 24-hr health and emergency support line. Their commitment to personalised service and efficient support sets them apart in the OSHC market.

AHM:

AHM OSHC understands the financial considerations of international students and provides a range of OSHC plans to suit different budgets. With AHM, you can expect coverage for hospital treatments, medical services, and pharmaceuticals. They have a wide network of medical providers across Australia, ensuring convenient access to healthcare. AHM has a 24-hr health and emergency support line and it’s commitment to quality healthcare at competitive prices makes them an attractive choice for many students.

NIB:

NIB OSHC offers a variety of OSHC plans designed to meet the specific needs of international students. Their coverage includes hospital treatments, medical services, and pharmaceuticals. NIB also provides additional services such as mental health support and a dedicated app for convenient claims processing and accessing policy information. NIB has a 24-hr health support line and 24/7 multilingual customer service, NIB ensures that international students receive the support they need at any time.

Medibank:

As one of the largest OSHC providers in Australia, Medibank OSHC offers a range of coverage options for international students. Their plans provide access to a wide network of hospitals and medical practitioners across the country. Medibank OSHC goes beyond basic coverage by offering additional services such as telehealth consultations and a dedicated OSHC mobile app. Medibank has a 24-hr health and emergency support line and their commitment to innovation and accessibility makes them a popular choice among students.

Allianz Care:

Allianz Care OSHC provides comprehensive OSHC coverage, including hospital treatments, medical services, and prescription medications. They offer a 24/7 in-person safety support and 24-hr virtual doctor visit helpline for international students, ensuring assistance is available whenever needed. Allianz Care also facilitates online claims submission and provides access to a broad network of medical professionals. With their focus on quality service and support, Allianz Care aims to provide peace of mind to international students.

Bupa:

Bupa is a renowned global healthcare provider offering OSHC plans specifically tailored to international students. Their coverage options provide access to an extensive network of hospitals and medical practitioners throughout Australia. Bupa OSHC also offers additional services like mental health support and an online member portal for managing claims and policy details. With their 24-hr student health and support line Bupa's commitment to comprehensive coverage and personalised care makes them a trusted name in the industry.

Selecting the right OSHC provider is important for international students studying in Australia. Each provider offers unique features and services tailored to meet the specific needs of students. By considering factors such as coverage options, network of healthcare providers, pricing, and additional services provided, you can make an informed decision. Remember to carefully review the policies and compare them against your specific requirements. With the right OSHC coverage, you can enjoy peace of mind and focus on your studies during your time in Australia.

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